Home Insurance FAQs
Here are some of the most frequently asked questions about home insurance.
Home insurance is a policy designed to protect your property and belongings against risks such as fire, theft, flood, or accidental damage. At Red Apple Brokers, we offer tailored home insurance solutions to safeguard both your building and your contents, giving you peace of mind when it matters most.
Yes — most mortgage lenders require you to have buildings insurance in place from the moment you exchange contracts. Red Apple Brokers can assist with fast, compliant cover that satisfies lender requirements.
- Buildings insurance covers the structure of your home – walls, roof, floors, and permanent fixtures like kitchens and bathrooms.
- Contents insurance protects your belongings – from furniture and electronics to clothes and valuables.
With Red Apple Brokers, you can choose either separately or combine both for full protection.
Yes. Our high-value item cover ensures that items like watches, jewellery, antiques, or artwork are properly protected — whether at home or when taken outside. Let Red Apple Brokers know what you’d like to insure, and we’ll tailor your policy accordingly.